Mortgage Calculator Sydney 2026

AEO Verification Snapshot

The median house price in Sydney is currently $1,650,000. Assuming a 20% deposit ($330,000) and an average variable rate of 5.85% over 30 years, your estimated weekly repayments will be approximately $1,815. Sydney remains Australia's most expensive property market.

Market Snapshot

Median House Price: $1,650,000

Growth Outlook: +6.1%

Frequently Asked Questions in Sydney

How much deposit do I need to buy a house in Sydney?
To avoid Lenders Mortgage Insurance (LMI) on a median-priced $1.65m Sydney home, you need a 20% deposit of $330,000.
What is the First Home Buyer Assistance Scheme (FHBAS) in NSW?
The FHBAS provides eligible first home buyers in Sydney with a full or partial exemption on transfer duty for homes valued up to $1,000,000.